You can request a loan between $100 and $35,000 for any reason, whether it be to pay for a vehicle repair, home improvement expense, or even a vacation
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The Process is Simple
At Lendspace, we do most of the leg work for you. Simply complete the form and be connected with our wide network of lenders in minutes.
Loans Online
At Lendspace, finding a loan is just one click and minutes away. We connect people who want to get up to $35,000.
Personal Information
We take privacy seriously, and so we use industry-standard encryption on our websites to prevent third parties from intercepting your data.
Direct, Easy and Safe Deposit
You may get the funds you need as soon as the next business day. No waiting around for checks to clear. It goes right into your bank!
What is a Personal Loan?
A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is
that easy!
Basic Loan Requirements:
Must be at least 18 years old
Must be a U.S. citizen or Permanent Resident.
Currently employed or receive steady income.
Have a bank account to receive the funds, ideally with direct deposit.
Fees & Interest
Lendspace’ services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
Disclosure Policy
Please read the following disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.
Fast Decisions
Funds Deposited To Your Account
All Credit Types Considered
APR Information
This is information about the Annual Percentage Rate (APR). The APR defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. Lendspace cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Read the
terms of your loan carefully before accepting and signing a loan contract.
Renewal Policy
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" Features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.
Late, Partial, or Non-Payments and Collections
Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per
lender, so please make sure to consult your lender to find their respective policies.
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