You can request a loan between $100 and $35,000 for any reason, whether it be to pay for a vehicle repair, home improvement expense, or even a vacation

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How much do you need?

How long do you need to pay it back?

Zip Code
We need to know where you are when requesting a loan.

Home Address

Your Name
Entering your full legal name may increase your chances of approval

Email Address
Where to send your loan request confirmation

Phone Number
Why do we require? Some lenders will quickly confirm your request by phone.

Contact time

What's your Birthdate?

Are you active military?

How long have you lived here?

Do you own your home?

Income Source

Time Employed

I get paid

Monthly Gross Income  

Next Pay Date

Employer Name
Lenders want to know that you're secure in your employment because after all, the money you make is how you're going to be able to repay them.

Employers Phone Number
This number is mandatory for most banks. Lenders will never call your employer and disclose that they are from a loan company. If you work for yourself, please use your cell phone.

Drivers license or State ID
proof of who you are

License State
further proof of who you are

Social Security Number
Lenders use your social security number to verify your identity. It is vital that you enter your valid social security number. Lenders will reject applicants whose information they cannot verify.

ABA Routing Number
Where would you like the funds to be deposited?
TIP: Banks are significantly more likely to fund checking accounts than savings accounts.

Banking Information
Where would you like the funds to be deposited?
TIP: Banks are significantly more likely to fund checking accounts than savings accounts.

Do You Have Direct Deposit?
TIP: Banks are significantly more likely to fund accounts with direct deposit.

Length of Bank Account

Bank Account Type
TIP: Banks are significantly more likely to fund checking accounts than savings accounts

Credit Score

Loan Reason

Do you have $10,000 or more in credit card debt?
Give us an estimate, this will not affect your loan request

Do you have $10,000 or more in unsecured debt?
Give us an estimate, this will not affect your loan request

Can you afford an aggregated monthly payment of $250?

Submit Loan Request

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The Process is Simple

At Lendspace, we do most of the leg work for you. Simply complete the form and be connected with our wide network of lenders in minutes.

Loans Online

At Lendspace, finding a loan is just one click and minutes away. We connect people who want to get up to $35,000.

Personal Information

We take privacy seriously, and so we use industry-standard encryption on our websites to prevent third parties from intercepting your data.

Direct, Easy and Safe Deposit

You may get the funds you need as soon as the next business day. No waiting around for checks to clear. It goes right into your bank!

What is a Personal Loan?

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

Basic Loan Requirements:

  • Must be at least 18 years old
  • Must be a U.S. citizen or Permanent Resident.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds, ideally with direct deposit.

Fees & Interest

Lendspace’ services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

Disclosure Policy

Please read the following disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.

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APR Information

This is information about the Annual Percentage Rate (APR). The APR defines the rate of interest a borrower pays over the course of a year. It describes the costs to the borrower in a yearly rate. Lendspace cannot promise a specific APR. Our lending partners set the APR on loans and repayment terms. Since we are not a lender ourselves, we do not have control over the terms of your agreement with the lender you may be connected with. Read the terms of your loan carefully before accepting and signing a loan contract.

Renewal Policy

Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" Features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.

Late, Partial, or Non-Payments and Collections

Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.

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